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New Developments - Term Insurance
percent of first year premium. A.L. Williams takes care of sales training, sales administration, and certain ... business and only selling direct response term. We have been in the direct response business for about ...- Authors: Gerald Kopel, Thomas A Skiff, Richard Tash, Robert L Whitney, Melville J Young
- Date: Apr 1985
- Competency: External Forces & Industry Knowledge>Internal forces and business performance; Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
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Individual Life Product Development
etc. Drawing upon past experience the initial direct emphasis will usually, but not always, be upon ... share techniques do not specifically incorporate a direct assumption for federal income taxes. In other words ...- Authors: Edward T Hill, James Reiskytl, Michael L Smith, William Strong
- Date: May 1978
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Whole life
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Profile of a Term Leader
that have increased prices lower. Without them, direct com- the number of classes they offer to panies ... While the fierce competition among reinsurers and direct companies is contrib- uting to lower term rates ...- Authors: John Tak
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
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Actuarial Considerations in the Design of Term Products
for those who be- lieve in it and sell it. The primary problem with the policy seems to be a lack of ... Mordorski have given you their observations from a direct point of view. My comments are relative to the ...- Authors: Burnett A Halstead, David M Mordorski, James W Pilgrim, Robert Shapiro
- Date: Oct 1977
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
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AG CCC Causes Rethink of ROP Term
which could reduce reinsurance opportunities for direct writers. Also, the calculation of CVs is standardized ... benefit that is easy for producers to sell and direct writers to administer. The pattern of percentage ...- Authors: George J Hrischenko
- Date: Jun 2009
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Small Talk
- Topics: Actuarial Profession>Standards of practice; Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
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Individual Life Product Update
to justify that your conversion credit has some direct connection, generally based on the level of underwriting ... have riders. Now, that may include a rider on the primary insured, but I don't have the break-out. But I ...- Authors: Melvin J Feinberg, Mitchell Katcher, Sandra Potasky, Erica B Querfeld
- Date: Oct 1992
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Whole life
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Pricing a Select and Ultimate Annual Renewable Term Product
rates based on as- sumed reversion rates is of primary importance. It is the authors' con- clusion that ... the mortality risk at favorable allowances, the direct company can shift the hazards of S/U ART to the ...- Authors: Jeffery Dukes, Andrew M MacDonald
- Date: Jan 1980
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
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Future Trends and Current Developments in Individual Life Products
income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...- Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
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What's New with Term Insurance
been involved with term products from both the direct writing and reinsurance sides for the last eight ... These differences are important to insurers writing direct business in New York and to companies that accept ...- Authors: Wilbur M Bolton, Thomas A Phillips, Katherine Anderson, Mary J Bahna-Nolan
- Date: May 1994
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Public Policy